Our advisors have access to a multitude of options for their clients. If you are not familiar with an index annuity it is a financial insurance product that allows a consumer to allocate money into certain indexes that can provide a possible higher return than other types of annuities. The most appealing feature is that if the indexes provide a zero return or if the indexes are lower at the annual renewal date, then the client has not lost any of their principal or previous gains. In addition with a fixed index annuity you can take advantage of 3 levels of compounding interest to allow for faster growth. With a fixed index annuity you can also offer your clients a safe money income option that guarantees that they will not ever outlive there retirement savings.