LIFE/FINAL EXPENSE INSURANCE There are primarily 3 types of insurance that we provide to our clientele: Whole Life/Final Expense Universal Life Term Life According to a LIMRA study…78% of the people shopping for life insurance actually purchased it from their existing agent when it was presented to them. There are many purposes that life insurance can be used for. Just a few include: Provide immediate funds to pay off a mortgage or home equity loan. Provide a “nest egg” to the surviving spouse to draw income from during their later years. Provide an inheritance to children or grandchildren. Pay for funeral expenses and other outstanding debt left behind by a loved one. Our advisors can run online quotes themselves 24 hours day/ 7 days week For our advisors that are not sure exactly what plans a client needs or is not sure of the underwriting for certain health conditions, they can simply do an online quote request through our secure portal and our staff will do all the research for them. Formal quotes and summary notes are then sent to the advisor for presenting.